Terms of Service

Updated November 8, 2026

General Conditions

Bkper Inc. (“Bkper”, “We”) hosts bkper platform (“bkper”), websites and related services, in datacenters on Google infrastructure, including Google Cloud Platform, using its technologies and following its principles.

By using bkper and related services, The User (“You”) agrees with Google’s Terms and Privacy Policy, entering into the same legal relationship with Bkper, equivalent, in all aspects, with your legal agreement with Google.

By using bkper and related services, You also agree that Bkper, as a Google Cloud Platform user, is bound to the Terms of Services, Privacy Policy and Acceptable Use Policy agreements of the latter, and therefore these agreements are also binding to You, and that Bkper can take any action necessary to ensure these conditions are fulfilled.

We assure You that all financial information in any Book provided by bkper is confidential and is the sole property of the owner of the Book, as set down in topic 7, Confidential Information, of Google Cloud Platform Terms of Service. You can also download and/or exclude all your data from bkper at your convenience at any time.

By using bkper and related services, You also agree that Bkper creates an Account for You to identify You, Your Content and any files on bkper. See our Privacy Policy for more details.

Free usage

Bkper has grouped features and established usage thresholds made available to You as a free version (“Free Plan”) of bkper. If You choose to use the Free Plan You agree that Bkper may, at its sole discretion, at any time and for any reason modify features, grouped features and usage thresholds, but will endeavor to provide reasonable advance notice via the Bkper website and/or electronic mail.

Upgrade from Free Plan to Paid Plan

You can at any time, via means provided to You on the Bkper website, or via electronic mail to Bkper, choose to Subscribe to a Paid Plan (“Change Plan”) to extend Your access to bkper features, grouped features or usage thresholds that are different from Your Free Plan.

Billing & Payment

Bkper may add additional features or groupings of features to bkper and make these available to You as a paid version (“Paid Plan”). If You choose to Subscribe to a Paid Plan (Subscription), You shall pay Fees (described below) to Bkper. Upon selection of a Paid Plan, You will provide Bkper with the necessary billing information (“Billing Data”).

Bkper accepts Credit cards as payment mechanism of a monthly or yearly subscription Fee (“Subscription Fee”, “Fee”, “Fees”) for a Paid Plan. All currency references are in U.S. dollars. Paid Plans can be paid as either a monthly Subscription Fee or a yearly Subscription Fee. If You select a Paid Plan, You must provide current, complete and accurate Billing Data. You must promptly update all Billing Data to keep Your Account current, complete and accurate (such as a change in billing address, credit card number or credit card expiration date) and You must promptly notify Bkper if Your Payment Method is changed (for example, for loss or theft) or if You become aware of a potential breach of security, such as the unauthorized disclosure or use of Your name or password. If You fail to provide any of the foregoing information, You agree that Bkper may continue charging You for any use of the Paid Plan under your Billing Data unless You have “Terminated” Your Paid Plan as set forth herein.

Monthly Billing

If You select the Monthly Fee, the credit card that You provide as part of the Billing Data will be automatically and immediately billed on the Day of Your Subscription. You agree that Bkper may charge to Your credit card all amounts due and owing for Your Account on that Day on a monthly basis or upon any Change in Your Paid Plan or upon Termination or Cancellation of Your Account. (see “Termination, Breach, Suspension and Cancellation” and “Refund”).

Annual Billing

If You select the Yearly Fee, the credit card that You provide as part of the Billing Data will be automatically and immediately billed on the Day of Your Subscription. You agree that Bkper may charge to Your credit card all amounts due and owing for Your Account on that Day on a yearly basis or upon any change in Your Paid Plan or upon Termination or Cancellation of Your Account. (see “Termination, Breach, Suspension and Cancellation” and “Refund”).

Bkper will contact You via electronic mail to inform You upon each charge.

Bkper may change prices of Paid Plans at any time without prior notice, but will endeavor to provide reasonable advance notice via the Bkper website and/or electronic mail.

You agree that in the event Bkper is unable to collect the fees owed to Bkper for Your Account through Your Subscription Fee, Bkper may take any other steps it deems necessary to collect such fees from You and that You will be responsible for all costs and expenses incurred by Bkper in connection with such collection activity, including collection fees, court costs and attorneys’ fees. As long as Your Account remains active and in good standing, You will be charged the Subscription Fee even if You never use bkper. You may, however, Change from a Paid Plan to a Free Plan at any time.

If Your Subscription Fee payment is 15 days overdue, Bkper will disable Your access to the features provided by the Paid Plan. (see the “Termination, Breach, Suspension and Cancellation” and “Refund”).

Bkper billing and payment through the Google Cloud Platform Marketplace is subject to Payment Terms on the Google Cloud Platform Terms of Service.

Paid Usage

If You choose to use a Paid Plan You agree that Bkper may, at its sole discretion, at any time and for any reason modify features, grouped features and usage thresholds within Paid Plans, but will endeavor to provide reasonable advance notice via the Bkper website and/or electronic mail.

Upgrade or Downgrade Paid Plan

You can at any time, via means provided to on the Bkper website, or via electronic mail to Bkper, choose to Subscribe to the Free Plan or any Other Paid Plan (“Change Plan”) to reduce or extend Your access to bkper features, grouped features or usage thresholds that are different from Your current Paid Plan.

Termination, Breach, Suspension and Cancellation

Bkper may, at its sole discretion, at any time and for any reason, terminate the Service, Terminate this Agreement, or Suspend or terminate Your Account. In the event of suspension or termination, Your Account will be disabled and You may not be granted access to Your Account or any files or other Content (including Your User Content) contained in Your Account, and Bkper may Delete Your User Content, although copies of data or data itself may remain in our system for back-up and/or for regulatory and/or legal requirements. In the event of termination, Bkper may also withdraw and at its discretion reallocate any public web address related to Your Account.

You can request to Terminate Your Account, via means provided for cancellation on the Bkper website, or via electronic mail to Bkper, without reason at any time. Bkper will make all reasonable efforts to do so.

In the event of Account Termination Your Content and files contained in Your Account, will not be accessible to You and Deleted after meeting any Regulatory and/or legal requirements. After You Terminate Your Account, Content and files are unavailable to You.

Refund

You can change your Subscription at any time from a Paid Plan to a Free Plan, meaning that Your credit card will not be charged anymore. You continue to have access to the Paid Plan features, grouped features or usage thresholds through to the end of your billing period. After this period, Your Account will continue with access to bkper in the Free Plan.

You may request a refund related to your Paid Plan (Subscription) at any time via means provided by Bkper, such as a support channel and/or electronic mail. Bkper honors refund requests at its sole discretion for the current active subscription period (either month or year, depending on your plan). Refunds are not be provided for any previous already completed subscription periods, regardless of usage.

Disclaimers, Indemnity & Limited Liability

Responsibility Disclaimer

Bkper isn’t a professional services firm of any sort, and isn’t in the business of giving any kind of professional advice. Through our Websites and Apps we may provide you with information we think might be useful in running your personal finances or business, but this should not be seen as a substitute for any professional advice and we aren’t liable in that way.

Warranty Disclaimer

Bkper services and all third-party products are made available to you on an “as is” basis. We disclaim all warranties, express or implied, including any implied warranties of non-infringement, merchantability and fitness for a particular purpose.

Indemnity

You indemnify us against all losses, costs (including legal costs), expenses, demands or liability that we incur arising out of, or in connection with, a third-party claim against us relating to your use of our services or any third-party product (except as far as we’re at fault).

Limited Liability

Our liability to you in connection with our services or these terms, in contract, tort (including negligence) or otherwise, is limited as follows:

We have no liability arising from your use of our services for any loss of revenue or profit, loss of goodwill, loss of customers, loss of capital, loss of anticipated savings, legal, tax or accounting compliance issues, damage to reputation, loss in connection with any other contract, or indirect, consequential, incidental, punitive, exemplary or special loss, damage or expense.

For loss or corruption of your data (as far as we’re at fault), our liability will be limited to taking reasonable steps to try and recover that data from available backups.

Data Processing Addendum

This Data Processing Addendum (“DPA”) is part of these Terms of Service. It applies when Bkper processes personal data contained in Your Books, files, Bkper Agent sessions, and AI requests (“Customer Personal Data”) on Your behalf, and the EU General Data Protection Regulation (“GDPR”), the UK GDPR, or the Swiss Federal Act on Data Protection (“FADP”) applies to that processing. You do not need to sign anything: accepting these Terms of Service accepts this DPA.

Roles

You are the controller of Customer Personal Data, or a processor acting for Your own clients. Bkper is Your processor, or Your subprocessor. Bkper is a controller only for account, billing, and usage data, as described in our Privacy Policy.

Bkper’s Obligations

Bkper will:

process Customer Personal Data only to provide bkper and on Your documented instructions, which are these Terms of Service and Your use of bkper, and tell You if it believes an instruction violates data protection law;
ensure that people authorized to process Customer Personal Data are bound by confidentiality;
maintain the security measures described on our Security page;
help You respond to requests from data subjects, mainly through the export, edit, and delete features of bkper;
help You, taking into account the information available to Bkper, with security, personal data breach notifications, data protection impact assessments, and prior consultations;
notify You without undue delay after becoming aware of a personal data breach affecting Customer Personal Data;
delete Customer Personal Data after Your Account is terminated, as described in “Termination, Breach, Suspension and Cancellation”, unless law requires Bkper to keep it; You can export Your data before then;
make available the information necessary to demonstrate compliance with this DPA, and allow audits as described below.

Subprocessors

You authorize Bkper to use the subprocessors listed in our Privacy Policy. Bkper binds each subprocessor to data protection obligations no less protective than this DPA and remains responsible for its subprocessors’ performance. Bkper will update that list at least 30 days before a new subprocessor starts processing Customer Personal Data. You may object on reasonable data protection grounds by emailing support@bkper.com. If we cannot resolve the objection, You may stop using the affected service.

International Transfers

Bkper Inc. is located in the United States. Where a transfer of Customer Personal Data to Bkper requires appropriate safeguards under the GDPR, the standard contractual clauses approved by European Commission Implementing Decision (EU) 2021/914 (“Standard Contractual Clauses”) are incorporated into this DPA by reference: Module Two where You are a controller, and Module Three where You are a processor. You are the data exporter and Bkper is the data importer. For these Standard Contractual Clauses:

the optional docking clause in Clause 7 does not apply;
Option 2 of Clause 9(a) applies, with the notice period set out in “Subprocessors” above;
the optional language in Clause 11(a) does not apply;
the competent supervisory authority under Clause 13 is determined by Your establishment, as set out in Clause 13;
under Clauses 17 and 18, the law of Ireland governs and the courts of Ireland resolve disputes;
Annex I is completed by “Description of Processing” below, Annex II by our Security page and “Bkper’s Obligations” above, and Annex III by the subprocessor list in our Privacy Policy.

For transfers subject to the UK GDPR, the International Data Transfer Addendum to the EU Commission Standard Contractual Clauses issued by the UK Information Commissioner applies. For transfers subject to the FADP, the Standard Contractual Clauses apply with references to the GDPR read as references to the FADP, and the Swiss Federal Data Protection and Information Commissioner as the competent supervisory authority.

Description of Processing

Data subjects: people whose personal data You put in bkper, such as Your clients and their customers, suppliers, and employees, and the users You share Books with.
Categories of personal data: names, contact details, and financial data contained in Books, Accounts, Transactions, properties, attached files, Bkper Agent sessions, and AI requests. You decide what data You put in bkper. bkper is not designed to process special categories of personal data.
Nature and purpose: storing, computing, displaying, and transmitting Customer Personal Data, and running the automation and AI features You use, to provide bkper.
Frequency: continuous, for as long as You use bkper.
Duration: the term of Your Account, followed by deletion as described above.

Audits

Bkper will answer reasonable written requests for information about its compliance with this DPA sent to support@bkper.com. Where the Standard Contractual Clauses require an audit, Bkper will allow it on reasonable notice, at Your expense, and subject to confidentiality.

Precedence

If this DPA conflicts with the rest of these Terms of Service, this DPA prevails. If the Standard Contractual Clauses conflict with this DPA, the Standard Contractual Clauses prevail.

Changes in Terms

Bkper reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms of Service, at any time. It is your responsibility to check these Terms of Service periodically for changes. Your continued use of Bkper following the posting of changes will mean that you accept and agree to the changes. As long as you comply with these Terms of Use, Bkper grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use Bkper.

For more information or further questions, email us at support@bkper.com.

Policies & Principles: http://www.google.com/policies/ Privacy Policy: http://www.google.com/policies/privacy/ Google Terms of Service: http://www.google.com/policies/terms/ Technologies and Principles: http://www.google.com/policies/technologies/

Terms of Service: https://developers.google.com/cloud/terms/ Acceptable Use Policy: https://developers.google.com/cloud/terms/aup

bkper.com is built by Bkper Inc. on top of Google Cloud Platform but is not affiliated to Google.

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